The Average Man

Friday, July 17, 2009

COMIC-CON!

Soon I'll be off to the San Diego Comic-Con ... one of my favorite things in the whole world. Thus, I probably won't be blogging for a couple weeks ... but wanted to leave you with a couple things that made me smile:


First is this picture of a dog in China that is nursing two baby pandas after their mother abandoned them. Now, tell me you're not having a better day after seeing that?




Second is this thing called Auto-Tune The News, which -- I think you'll agree -- is the only way to watch the news:






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Sunday, July 12, 2009

PUBLIC OPTION NOT OPTIONAL!

I need to vent for a couple minutes here ... I am becoming increasingly annoyed and frustrated with the health care debate going on in Congress right now. Specifically, I am tired of Obama and the spineless senators in Washington being so wishy-washy on the public option. They keep talking about bipartisanship and compromise, blah, blah, blah ... Look, what we should have in this country is a single payer system that covers everyone. Since that is "off the table," however, then a public option IS THE COMPROMISE!

There was a great editorial in the New York Times recently that outlined some of the horrible tactics used by private insurance companies. Here's a piece of it ...

A House oversight subcommittee took a close look at a particularly shameful practice known as "rescission," in which insurance companies cancel coverage for some sick policyholders rather than pay an expensive claim. The companies contend that rescissions are rare. But Congressional investigators found that three big insurers canceled about 20,000 individual policies over a five-year period — allowing them to avoid paying more than $300 million in medical claims.

The companies typically argue that the policyholders withheld information about pre-existing conditions that would have disqualified them from coverage. But the subcommittee unearthed cases where the pre-existing conditions were trivial, or unrelated to the claim, or not known to the patient. When executives for the three companies were asked if they would be willing to limit rescissions to cases where the policyholder deliberately lied on an application form, all said they would not. This tactic will not be ended voluntarily.

Meanwhile, the Senate Commerce Committee was getting an earful from a former head of corporate communications for Cigna, a big health insurer. He charged that the industry deliberately confuses its customers by making it hard to obtain information about its practices and issuing incomprehensible documents.

He also charged that the companies "dump the sick," through rescissions and by purging small businesses whose employees’ claims exceed what underwriters expected. They are often hit with huge rate increases intended to force them to drop coverage.

I'm sorry, but that is simply unacceptable ... which is why I'm feeling much the same as Bob Cesca in his recent Huffington Post column. Here's a bit of it ...

If President Obama is truly serious about changing the way Washington operates, he'd begin to aggressively hector the entourage of lawmakers that I've not-so-affectionately nicknamed the "Coalition of the Corrupt and Spineless" (COCS) -- the Democratic Senators who have very obviously been bought off by the healthcare lobby, along with other almost-as-awful Democrats whose cowardice is only matched by their weakness of will.

Throw down, Mr. President ...

... There can be no denying that the COCS are flagrantly and unapologetically legislating against -- what's the word? -- overwhelming super-majority popular support for the public health insurance option. And why is that? I can't recall another example in recent memory when the collusion of lobbyists, corporate PACs and members of the United States Senate has been quite this obvious.

We can only conclude that the COCS are entirely ignoring the will of the American people because they're hiking the Appalachian Trail with the healthcare industrial complex.

Here's the thing ... Every single one of us is probably going to get pretty sick one day, and I'm tired of feeling like that event will be filled with non-stop insurance nightmares. I actually have a great insurance plan (generally speaking), but I don't feel at all comfortable. Why? Because -- if I were to need thousands of dollars worth of medical care -- I think my insurance company would drop me in a second (or maybe refuse to pay large chunks of my medical bills).

The fact is that 76% of Americans want a public option, President Obama wants a public option, and pretty much everyone thinks that insurance companies are the devil.

So, why is this so f'ing hard to get done!

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Wednesday, July 01, 2009

Why American Policy SUCKS

This is so amazing, I'm just gonna reprint it completely.

From La Vida Locavore:

Out of curiosity I decided to see who was spending the most on lobbying in America. And Oh My Goodness - NO WONDER our policy sucks. No wonder it's nearly impossible to pass health care reform that provides all Americans with affordable care, a global warming bill that doesn't suck, and the Employee Free Choice Act. No wonder we're in these two stupid wars. I know everyone's aware of the problems lobbying poses to our country, but good lord, if people saw the sheer magnitude of it (and the comparatively paltry amounts spent in the people's interest) they would be outraged. So here goes. Here's the list of the top 100 (ranked by amount spent on lobbying in Q109). Enjoy.
I pulled up all of the reports for first quarter 2009 but over 20,000 items came up (and the report only shows the first 3000). OK, try again - all reports for over $1 million for first quarter 2009. This time a little over 100 came up (including AIG, who spent $1,250,000 on lobbying during that period).

So here's how to read this list: These are the amounts spent by the corporations listed. However, many (if not most) of these corporations ALSO contract out to private lobbying firms, so the amounts you see here MIGHT not be the total amount they spent on lobbying in Q109. For example, Monsanto spent $2,094,000 for its in house lobbying but then contracted out to Arent Fox LLP; Lesher, Russell & Barron, Inc. ($60,000); Ogilvy Government Relations ($60,000); Parven Pomper Strategies ($40,000); Sidley Austin LLP; TCH Group, LLC ($50,000); The Nickles Group, LLC ($63,000); The Washington Tax Group, LLC ($40,000); and Troutman Sanders Public Affairs Group ($30,000) - for a total of $2,437,000 in first quarter 2009.

Health Care, Health Insurance, & Pharma
3. Pharmaceutical Research and Manufacturers of America: $6,910,000
6. Pfizer, Inc: $6,140,000
12. American Medical Association: $4,240,000
18. American Hospital Association: $3,580,000
19. Eli Lilly and Company: $3,440,000
37. America's Health Insurance Plans, Inc: $2,030,000
39. CVS Caremark Inc: $2,005,000
47. Blue Cross and Blue Shield Association: $1,800,000
49. GlaxoSmithKline: $1,780,000
63. Merck & Co: $1,500,000
65. United Health Group, Inc: $1,500,000
69. Sanofi-Aventis U.S. Inc: $1,460,000
76. Novartis: $1,347,134
87. Abbott Laboratories: $1,260,000
89. Astrazeneca Pharmaceuticals, LP: $1,250,000
92. Medtronic, Inc: $1,238,000

Oil
2. Exxon Mobil: $9,320,000
4. Chevron U.S.A. Inc: $6,800,000
7. Conoco Phillips: $5,980,935
16. BP America, Inc: $3,610,000
20. Marathon Oil Corporation: $3,380,000
45. American Petroleum Institute: $1,810,000

Defense
5. Lockheed Martin Corporation: $6,380,000
11. General Electric Company: $4,540,000
28. Northrop Grumman Corporation: $2,570,000
30. Boeing Company: $2,410,00
51. Honeywell International: $1,760,000
73. Raytheon Company: $1,360,000

Telecoms
10. AT&T Services, Inc: $5,134,873
14. Verizon (excluding Verizon Wireless): $3,760,000
21. National Cable and Telecommunications Association: $3,370,000
23. Comcast Corporation: $2,760,000
68. Motorola, Inc: $1,470,000

Automotive
22. General Motors: $2,800,000
27. United Services Automobile Association: $2,590,244
52. Ford Motor Company: $1,750,000
84. Toyota Motor North America: $1,290,000
86. Alliance of Automobile Manufacturers: $1,264,400

Financial
32. Financial Services Roundtable: $2,260,000
33. Prudential Financial, Inc: $2,180,000
41. American Bankers Association: $1,890,000
61. Visa, Inc: $1,540,000
74. Investment Company Institute: $1,359,917
75. Securities Industry and Financial Markets Association: $1,350,000
82. J.P. Morgan Chase Bank, N.A.: $1,310,000
90. Citigroup Management Corp: $1,250,000
90. Credit Union National Association: $1,250,000

Biotech
36. Monsanto: $2,094,000
40. Biotechnology Industry Organization (BIO): $1,920,000
44. Bayer Corporation: $1,843,672

Railroads
24. Association of American Railroads: $2,759,545
54. Union Pacific Corporation: $1,717,108
71. BNSF Railway: $1,400,000

Life Insurance
42. American Council of Life Insurers: $1,867,075
44. New York Life Insurance Company: $1,840,000
64. State Farm Insurance: $1,500,000
93. The Northwestern Mutual Life Insurance Company: $1,237,000

Other
1. Chamber of Commerce of the U.S.A.: $9,996,000
8. National Association of Realtors: $5,727,000
9. U.S. Chamber Institute for Legal Reform: $5,480,000
13. AARP: $4,090,000
15. Southern Company: $3,650,000
17. Altria Client Services Inc: $3,580,000
25. Amgen, Inc: $2,750,000
26. National Association of Broadcasters: $2,600,000
29. Edison Electric Institute: $2,550,000
31. Fedex Corporation: $2,370,000
34. Textron, Inc.: $2,140,000
35. General Dynamics Corp: $2,101,945
38. International Business Machines (IBM): $2,030,000
43. United Technologies Corporation: $1,860,000
46. Recording Industry Association of America: $1,810,000
48. CTIA-The Wireless Association: $1,790,000
50. Time Warner Inc. $1,780,000
53. The Dow Chemical Company: $1,735,000
55. American Electric Power Company: $1,716,913
56. Microsoft Corporation: $1,650,000
57. Qualcomm, Incorporated: $1,620,000
58. Wal-Mart Stores, Inc: $1,600,000
59. L-3 Communications: $1,580,000
60. Exelon Business Services, LLC: $1,540,000
62. Johnson & Johnson Services, Inc: $1,530,000
66. Norfolk Southern Corporation: $1,485,026
67. Koch Companies Public Sector LLC: $1,480,000
70. American Airlines: $1,450,000
72. Oracle Corporation: $1,390,000
77. Air Transport Association of America, Inc.: $1,340,000
78. Disney Worldwide Services, Inc.: $1,330,000
79. Sepracor, Inc: $1,324,157
80. National Association of Home Builders: $1,320,000
81. UPS: $1,316,426
83. Siemens Corporation: $1,300,000
85. Duke Energy Corporation: $1,282,770
94. Distilled Spirits Council of the U.S., Inc: $1,230,000
95. Business Roundtable: $1,220,000
96. Wellpoint, Inc: $1,220,000
97. American Wind Energy Association: $1,212,504
98. F. Hoffmann-La Roche Ltd: $1,206,427
99. National Rural Electric Cooperative Association: $1,200,000
99. CBS Corporation: $1,200,000


Good. Freaking. Lord. Is this really more cost-effective than simply obeying laws?

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